Overdrawn

I have developed a premature hatred of my bank. Premature, but deserved all the same. Usually, a 17-year-old shouldn’t have much reason to despise their bank, considering I’m not old enough to apply for a credit card and therefore cannot be screwed over when The Bill arrives at the end of every month. It’s hard to rip me off if I’m not of ‘age’. I thought.

The problem with my family is that around Christmas, we pack up and leave multiple times for things called ‘holidays’ and, while I’m totally cool with the whole seeing-the-sights-getting-a-tan-on-ze-beach kind of thing for weeks on end, my work suffers. Ultimately resulting in me being on the err side of BROKE. I haven’t had $20 bucks in my account for over a month now, which is not my fault. It’s not anyone’s, really. But my gym membership doesn’t account for holidays or broke-ness. It doesn’t account for much at all, I think, because they don’t even deduct payment from my account when I specify them too either. Turns out they tried to do just that about a week ago, and I got slapped with a $40 overdraw fine from the bank ONTOP of the $40 I owe to my gym.

WHICH I DON’T GO TO ANYWAY.

Obviously the universe – or just Bendigo Bank – doesn’t want me to get a new phone so I can stop using my replacement – the dreaded brick of a nokia 3315.